Welcome to Chhito Paisa Private Limited! Please read these Terms and Conditions carefully before using our services, as they govern your association with us. By accessing and using our mobile application (the "App") and or website (the "Website"), you agree to abide by these Terms and Conditions. If you do not agree with any part of these terms, you must refrain from using our services.
By accepting these terms and conditions or otherwise use the service or site, you represent that you are eligible to enter into payment services transactions as per the laws, policies, and directives of Nepal Rastra Bank. You represent and warrant that you have the right, authority, and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. Any person who is disqualified by law to make such financial transactions via a payment service provider shall not be eligible to employ with our services. Any user who has been previously blocked or suspended from our services are not eligible to employ our services. Users abide by the terms that he/she shall not falsely represent any entity, person or body with false documents like citizenships, Id’s and similar documents if found to be involved in such action you will be liable for legal action according to prevailing laws of land.
Chhito Paisa values the privacy of its visitors, registered users, and merchants. By accessing our platform or using our services, you acknowledge and agree to grant Chhito Paisa the authority to collect and process information in accordance with the terms and principles outlined in our Privacy Policy.
To read our complete Privacy Policy, please click here. This policy governs the collection, use, and disclosure of personal information and data related to our users and visitors.
At Chhito Paisa, we are committed to safeguarding your personal information and ensuring its confidentiality. We encourage you to review our Privacy Policy to understand how we collect, use, and protect your data.
For any inquiries or concerns regarding our Privacy Policy or data practices, please contact us at info@chhitopaisa.com.np and or 9802344574.
By continuing to use our platform and services, you affirm that you have read, understood, and agreed to the terms of our Privacy Policy.
The Electronic Channels provided by Chhito Paisa primarily serve as a platform for displaying and offering services from both Chhito Paisa and various Merchants. Chhito Paisa operates on a no-liability and no-obligation basis regarding the services offered by Merchants. While Chhito Paisa conducts due diligence in selecting these Merchants, it shall not be held responsible for their conduct. These Merchants are independent third parties outside of our control.
Each Merchant may establish its own agreements and terms and conditions for the delivery of goods and services. Chhito Paisa is not bound by these agreements and acts as an independent third party in your transactions with the Merchant.
To avail of specific services offered by Chhito Paisa, Merchants must agree to these terms and conditions, as well as their own merchant agreement and sign-up and verification process. If you decide to use a service, Chhito Paisa may request certain information from you, such as Bank Account Number or other payment mechanism information. You agree that all information provided by you will be accurate, complete, and up-to-date. You acknowledge that Chhito Paisa shall not be liable for any losses or damages incurred as a result of your dealings with any Merchant.
Chhito Paisa reserves the right to set its own prices and terms for the services it offers, which may be subject to change from time to time. However, such changes will be communicated with prior notice.
The records of access, instructions, transactions, and other activities maintained or recorded by Chhito Paisa through its computer systems or other storage devices shall be considered genuine, accurate, conclusive, and binding for all purposes, including the recording of the time of occurrence. You agree not to challenge the authenticity and validity of such records.
Your adherence to these provisions is integral to ensuring smooth and secure usage of our services.
Chhito Paisa serves as an intermediary and operates solely as a payment gateway between customers and merchants. Chhito Paisa does not take ownership of any products or services offered by merchants during any transaction. Therefore, Chhito Paisa does not act as a warrantor or guarantor of any products/services provided by merchants listed on the Chhito Paisa platform. Our role is limited to acknowledging the payments made by customers.
Customers should refer to the specific terms and conditions, privacy policy, and complaint resolution procedures set forth by each individual merchant. Chhito Paisa is not liable for any issues or disputes related to warranty, guarantee, quality, or service, as these matters are to be addressed as per the terms and conditions of the respective merchant. Customers are advised to verify and deal directly with the merchant for any concerns related to their products and services.
It is strictly prohibited to portray oneself as a Chhito Paisa merchant without being a registered merchant of Chhito Paisa. Any such activity may result in immediate suspension or blocking of the associated Chhito Paisa account without prior notice, and necessary actions may be taken depending on the circumstances.
Registered merchants are authorized to sell goods and services as specified in their merchant agreement. Selling goods or services beyond what is stated in the merchant agreement is strictly prohibited, and any such instances may result in the suspension of the merchant account and freezing of available funds.
Chhito Paisa provides general Third-Party Content for informational purposes only. Such content is obtained from sources believed to be reliable. However, Chhito Paisa does not guarantee the accuracy or reliability of third-party content and shall not be liable for any losses incurred based on its reliance or use.
You understand and agree that your use of Chhito Paisa services and platform is entirely at your own risk. Chhito Paisa, along with its authorized agents, disclaims all warranties or guarantees, whether statutory, expressed, or implied, including but not limited to warranties concerning the availability, accuracy, usefulness, correctness, and completeness of information, products, or services. Chhito Paisa does not warrant freedom from computer viruses, non-infringement of proprietary rights, merchantability, or fitness for a particular purpose.
By opening and using a Chhito Paisa account, you agree to comply with all the terms and conditions in this user agreement. Using your Chhito Paisa account for business purposes, including over-the-counter payments and collecting/disbursing payments for business activities, is considered a breach of this agreement.
Chhito Paisa shall not be liable for any incidental, consequential, or indirect damages arising from the use of the Chhito Paisa platform. No advice or information, whether oral or written, obtained from Chhito Paisa or through the Chhito Paisa platform, shall create any warranty or guarantee other than those expressly stated herein.
While Chhito Paisa strives to maintain the integrity of the Electronic Channels through security measures and best industry practices, Chhito Paisa does not guarantee that unauthorized access will not occur. Chhito Paisa shall not be responsible for any unauthorized interception of email to/from customers or Chhito Paisa.com.np.
In case of unenforceable disclaimers or limitations of liability in the Terms and Conditions, Chhito Paisa's maximum liability shall not exceed the amount paid by the customer to Chhito Paisa for the specific service.
Chhito Paisa endeavors to promptly communicate and carry out customers' instructions and transactions. However, Chhito Paisa does not guarantee the definite communication, execution, or performance of instructions or transactions due to various reasons beyond its control. Chhito Paisa shall not be held responsible for any delays caused by operational system failures, natural disasters, network faults, software or hardware errors, labor problems, strikes, or other uncontrollable factors.
Chhito Paisa reserves the right to assess and determine whether your behavior adheres to the provisions of the Agreement. In the event of any violation of applicable laws and regulations, Chhito Paisa retains the right, based on the severity of the violation, to terminate your access to the services and take legal action against you. You shall be held fully responsible for any losses incurred by Chhito Paisa as a consequence of your actions contrary to this agreement. If Chhito Paisa believes that you have engaged in any activities that may endanger Chhito Paisa, its customers, or others, we may take appropriate actions at our sole discretion to safeguard their interests. These actions may include, but are not limited to, the following:
Please be aware that Chhito Paisa takes any violations of its Terms and Conditions seriously and reserves the right to take appropriate action to ensure the integrity of its services and protect its users and stakeholders.